Identity Theft - Revision history

BFeely: Revert major vandalism

2015-04-12T15:37:38Z

Revert major vandalism

Superlol103: Replaced content with "{{RightTOC}} wot scam [http://www.youareanidoit.org link title]"

2015-04-12T15:02:08Z

Replaced content with "{{RightTOC}} wot scam [http://www.youareanidoit.org link title]"

Nixiewot at 21:52, 16 February 2012

2012-02-16T21:52:48Z

Bob Zenith: /* Common Examples */

2010-06-02T01:17:56Z

‎Common Examples

Bob Zenith: /* Common Examples */

2010-06-02T01:14:21Z

‎Common Examples

Bob Zenith at 01:13, 2 June 2010

2010-06-02T01:13:37Z

Bob Zenith at 00:57, 2 June 2010

2010-06-02T00:57:40Z

Bob Zenith: Created page with 'Identity Theft is basically when someone takes control of your personal information (without your knowledge) and uses it to commit […'

2010-04-27T01:59:34Z

Created page with 'Identity Theft is basically when someone takes control of your personal information (without your knowledge) and uses it to commit […'

New page

Identity Theft is basically when someone takes control of your [[Personally Identifiable Information (PII)|personal information]] (without your knowledge) and uses it to commit [[Internet Fraud|Fraud]]. The information that the thief steals can be used to obtain cash, merchandise, and services using the victim's name. Identity theft can also provide a thief with false credentials for immigration or other applications.

== Types of Identity Theft ==

=== True Name Identity Theft ===

True Name Identity Theft means that the thief uses [[Personally Identifiable Information (PII)|personal information]] to open new accounts. The thief might open a new credit card account, establish cellular phone service, or open a new checking account in order to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity. All a thief really needs today is a series of correct numbers (passwords, verification codes etc.) to complete the crime.

=== Account Takeover ===

Account takeover Identity Theft refers to the type of situation where an imposter uses the stolen [[Personally Identifiable Information (PII)|personal information]] to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up. [http://www.identitytheftcreditfraud.com/]

== How to Prevent Identity Theft ==

* Never give your PIN or other verification codes to anyone whom you do not trust completely; If you don't trust them with your credit card, don't give them your PIN number.

* Never write down your passwords or other important codes on paper, and never keep them in the same place. There are password management services that you can buy to securely encrypt your passwords onto your computer.

* Always look for the 'HTTPS' before entering in [[Personally Identifiable Information (PII)|personal information]] online. The 'HTTPS' means that your connection is probably encrypted, but you should also look for the encryption method. An example of a secure encryption is SSL, Secure Socket Layer. This is probably the most common encryption used, but is also very secure.

* Never respond to emails asking for passwords or verification codes; Any trusted and reputable website or company almost never asks for your information, they will contact you in some other way, these emails are almost always scams and should be deleted.

← Older revision		Revision as of 15:37, 12 April 2015
Line 1:		Line 1:
	{{RightTOC}}		{{RightTOC}}
−	~~wot scam~~ [http://www.~~youareanidoit~~.org ~~link title]~~	+
		+	ID Theft is basically when someone takes control of your [[Personally Identifiable Information (PII)\|PII]] (without your knowledge) and uses it to commit [[Internet Fraud\|Fraud]]. The information that the thief steals can be used to obtain cash, merchandise, and/or services using the victim's name. Identity Theft can also provide a thief with false credentials for immigration or other applications.
		+
		+
		+	== Types of Identity Theft ==
		+
		+	=== True Name Identity Theft ===
		+
		+	True Name Identity Theft means that the thief uses [[Personally Identifiable Information (PII)\|personal info]] to open new accounts. The thief might open a new credit card account, establish cellphone services, or open a new checking account to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity - all they really need nowadays are a series of correct numbers to complete the crime.
		+
		+	=== Account Takeover ===
		+
		+	Account takeover Identity Theft refers to the type of situation where an imposter uses the stolen [[Personally Identifiable Information (PII)\|personal information]] to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up. [http://www.identitytheftcreditfraud.com/]
		+
		+	==== Common Examples ====
		+
		+	A common way a thief gets your identity is through site promising to show you your credit report/score for free; no site has the ability to give your credit report for free (except under federal law when a company takes adverse action against you, such as denying your application for credit - but these sites will not do it). The following sites promising "free credit reports/scores" are all scams.
		+
		+	* hxxp://www.free3bureaucreditreport.com
		+	* hxxp://www.freecreditreport.com
		+	* hxxp://www.nationalcreditreport.com
		+	* hxxp://www.freescore.com
		+	* hxxp://www.freetriplescore.com
		+	* hxxp://www.freetriplecreditscore.com
		+
		+	The only site that will lawfully give you your credit report is http://www.annualcreditreport.com/.
		+
		+	== Preventing Identity Theft ==
		+
		+	* Never give verification codes to anyone you do not trust completely; if you don't trust them with your credit card, don't give them your PIN.
		+
		+	* Never write down your important codes on paper, and never keep them in the same place. There are password management services that you can buy to securely encrypt your passwords onto your computer.
		+
		+	* Always look for the 'HTTPS' before entering in [[Personally Identifiable Information (PII)\|personal information]] online. The 'HTTPS' means that your connection is probably encrypted, but you should also look for the encryption method. An example of a secure encryption is SSL {Secure Socket Layer}. This is probably the most common encryption used, but is also very secure.
		+
		+	* Never respond to emails asking for passwords or verification codes; any trusted and reputable website or company almost never asks for your information, they will contact you in some other way, these emails are almost always scams and should be deleted.
		+
		+	=== See Also ===
		+
		+	The following sites will help you understand more about the risks of Identity Theft and how to prevent it.
		+
		+	* Federal Trade Commission: http://www.consumer.gov/idtheft
		+	* Fight Identity Theft: http://www.fightidentitytheft.com
		+	* Identity Theft Prevention and Survival: http://www.identitytheft.org
		+	* Identity Theft Resource Center: http://www.idtheftcenter.org
		+	* Privacy Rights Clearinghouse: http://www.privacyrights.org/identity.htm

← Older revision		Revision as of 15:02, 12 April 2015
Line 1:		Line 1:
	{{RightTOC}}		{{RightTOC}}
−		+	wot scam [http://www.youareanidoit.org link title]
−	ID Theft is basically when someone takes control of your [[Personally Identifiable Information (PII)\|PII]] (without your knowledge) and uses it to commit [[Internet Fraud\|Fraud]]. The information that the thief steals can be used to obtain cash, merchandise, and/or services using the victim's name. Identity Theft can also provide a thief with false credentials for immigration or other applications.
−
−
−	~~== Types of Identity Theft ==~~
−
−	~~=== True Name Identity Theft ===~~
−
−	True Name Identity Theft means that the thief uses [[Personally Identifiable Information (PII)\|personal info]] to open new accounts. The thief might open a new credit card account, establish cellphone services, or open a new checking account to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity - all they really need nowadays are a series of correct numbers to complete the crime.
−
−	~~=== Account Takeover ===~~
−
−	Account takeover Identity Theft refers to the type of situation where an imposter uses the stolen [[Personally Identifiable Information (PII)\|personal information]] to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up. [http://www.~~identitytheftcreditfraud~~.~~com/~~]
−
−	~~==== Common Examples ====~~
−
−	A common way a thief gets your identity is through site promising to show you your credit report/score for free; no site has the ability to give your credit report for free (except under federal law when a company takes adverse action against you, such as denying your application for credit - but these sites will not do it). The following sites promising "free credit reports/scores" are all scams.
−
−	* hxxp://www.free3bureaucreditreport.com
−	* hxxp://www.freecreditreport.com
−	* hxxp://www.nationalcreditreport.com
−	* hxxp://www.freescore.com
−	* hxxp://www.freetriplescore.com
−	* hxxp://www.freetriplecreditscore.com
−
−	~~The only site that will lawfully give you your credit report is http://www.annualcreditreport.com/.~~
−
−	~~== Preventing Identity Theft ==~~
−
−	* Never give verification codes to anyone you do not trust completely; if you don't trust them with your credit card, don't give them your PIN.
−
−	* Never write down your important codes on paper, and never keep them in the same place. There are password management services that you can buy to securely encrypt your passwords onto your computer.
−
−	* Always look for the 'HTTPS' before entering in [[Personally Identifiable Information (PII)\|personal information]] online. The 'HTTPS' means that your connection is probably encrypted, but you should also look for the encryption method. An example of a secure encryption is SSL {Secure Socket Layer}. This is probably the most common encryption used, but is also very secure.
−
−	* Never respond to emails asking for passwords or verification codes; any trusted and reputable website or company almost never asks for your information, they will contact you in some other way, these emails are almost always scams and should be deleted.
−
−	~~=== See Also ===~~
−
−	~~The following sites will help you understand more about the risks of Identity Theft and how to prevent it.~~
−
−	* Federal Trade Commission: http://www.consumer.gov/idtheft
−	* Fight Identity Theft: http://www.fightidentitytheft.com
−	* Identity Theft Prevention and Survival: http://www.identitytheft.org
−	* Identity Theft Resource Center: http://www.idtheftcenter.org
−	* Privacy Rights Clearinghouse: http://www.privacyrights.org/identity.htm

@@ Line 1: / Line 1: @@
-Identity Theft is basically when someone takes control of your [[Personally Identifiable Information (PII)|personal information]] (without your knowledge) and uses it to commit [[Internet Fraud|Fraud]]. The information that the thief steals can be used to obtain cash, merchandise, and/or services using the victim's name. Identity Theft can also provide a thief with false credentials for immigration or other applications.
+{{RightTOC}}
 == Types of Identity Theft ==
 === True Name Identity Theft ===
-True Name Identity Theft means that the thief uses [[Personally Identifiable Information (PII)|personal information]] to open new accounts. The thief might open a new credit card account, establish cellular phone service, or open a new checking account in order to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity. All a thief really needs today is a series of correct numbers (passwords, verification codes etc.) to complete the crime.
+True Name Identity Theft means that the thief uses [[Personally Identifiable Information (PII)|personal info]] to open new accounts. The thief might open a new credit card account, establish cellphone services, or open a new checking account to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity - all they really need nowadays are a series of correct numbers to complete the crime.
 === Account Takeover ===
@@ Line 16: / Line 16: @@
 ==== Common Examples ====
-A common way a thief gets your identity is through site promising to show you your credit report/score for free. All of these sites are SCAMS! No site has the ability to give you your credit report for free (One exception is under federal law when a company takes adverse action against you, such as denying your application for credit - but these sites will not do it). The following sites promising "free credit reports/scores" are all scams.
+A common way a thief gets your identity is through site promising to show you your credit report/score for free; no site has the ability to give your credit report for free (except under federal law when a company takes adverse action against you, such as denying your application for credit - but these sites will not do it). The following sites promising "free credit reports/scores" are all scams.
 * hxxp://www.free3bureaucreditreport.com
@@ Line 25: / Line 25: @@
 * hxxp://www.freetriplecreditscore.com
-The only site that will lawfully give you your credit report is http://www.annualcreditreport.com Call toll free at 877-322-8228.
+The only site that will lawfully give you your credit report is http://www.annualcreditreport.com/.
-* Never give your PIN or other verification codes to anyone whom you do not trust completely; If you don't trust them with your credit card, don't give them your PIN number.
+== Preventing Identity Theft ==
-* Never write down your passwords or other important codes on paper, and never keep them in the same place. There are password management services that you can buy to securely encrypt your passwords onto your computer.
+* Never give verification codes to anyone you do not trust completely; if you don't trust them with your credit card, don't give them your PIN.
-* Always look for the 'HTTPS' before entering in [[Personally Identifiable Information (PII)|personal information]] online. The 'HTTPS' means that your connection is probably encrypted, but you should also look for the encryption method. An example of a secure encryption is SSL, Secure Socket Layer. This is probably the most common encryption used, but is also very secure.
+* Never write down your important codes on paper, and never keep them in the same place. There are password management services that you can buy to securely encrypt your passwords onto your computer.
-* Never respond to emails asking for passwords or verification codes; Any trusted and reputable website or company almost never asks for your information, they will contact you in some other way, these emails are almost always scams and should be deleted
+* Always look for the 'HTTPS' before entering in [[Personally Identifiable Information (PII)|personal information]] online. The 'HTTPS' means that your connection is probably encrypted, but you should also look for the encryption method. An example of a secure encryption is SSL {Secure Socket Layer}. This is probably the most common encryption used, but is also very secure.
 === See Also ===
@@ Line 42: / Line 41: @@
 The following sites will help you understand more about the risks of Identity Theft and how to prevent it.
-* Federal Trade Commission : http://www.consumer.gov/idtheft
+* Federal Trade Commission: http://www.consumer.gov/idtheft
-* Fight Identity Theft : http://www.fightidentitytheft.com
+* Fight Identity Theft: http://www.fightidentitytheft.com
-* Identity Theft Prevention and Survival : http://www.identitytheft.org
+* Identity Theft Prevention and Survival: http://www.identitytheft.org
-* Identity Theft Resource Center : http://www.idtheftcenter.org
+* Identity Theft Resource Center: http://www.idtheftcenter.org
-* Privacy Rights Clearinghouse : http://www.privacyrights.org/identity.htm
+* Privacy Rights Clearinghouse: http://www.privacyrights.org/identity.htm

@@ Line 18: / Line 18: @@
 A common way a thief gets your identity is through site promising to show you your credit report/score for free. All of these sites are SCAMS! No site has the ability to give you your credit report for free (One exception is under federal law when a company takes adverse action against you, such as denying your application for credit - but these sites will not do it). The following sites promising "free credit reports/scores" are all scams.
-* hxxp://www.free3bureaucreditreport.com       -Scam credit report site!
+* hxxp://www.free3bureaucreditreport.com
-* hxxp://www.freecreditreport.com              -Scam credit report site!
+* hxxp://www.freecreditreport.com
-* hxxp://www.nationalcreditreport.com          -Scam credit report site!
+* hxxp://www.nationalcreditreport.com
-* hxxp://www.freescore.com                     -Scam credit score site!
+* hxxp://www.freescore.com
-* hxxp://www.freetriplescore.com               -Scam credit score site!
+* hxxp://www.freetriplescore.com
-* hxxp://www.freetriplecreditscore.com         -Scam credit score site!
+* hxxp://www.freetriplecreditscore.com
 The only site that will lawfully give you your credit report is http://www.annualcreditreport.com Call toll free at 877-322-8228.

@@ Line 18: / Line 18: @@
 A common way a thief gets your identity is through site promising to show you your credit report/score for free. All of these sites are SCAMS! No site has the ability to give you your credit report for free (One exception is under federal law when a company takes adverse action against you, such as denying your application for credit - but these sites will not do it). The following sites promising "free credit reports/scores" are all scams.
-hxxp://www.free3bureaucreditreport.com       -Scam credit report site!
+* hxxp://www.free3bureaucreditreport.com       -Scam credit report site!
-hxxp://www.freecreditreport.com              -Scam credit report site!
+* hxxp://www.freecreditreport.com              -Scam credit report site!
-hxxp://www.nationalcreditreport.com          -Scam credit report site!
+* hxxp://www.nationalcreditreport.com          -Scam credit report site!
-hxxp://www.freescore.com                     -Scam credit score site!
+* hxxp://www.freescore.com                     -Scam credit score site!
-hxxp://www.freetriplescore.com               -Scam credit score site!
+* hxxp://www.freetriplescore.com               -Scam credit score site!
-hxxp://www.freetriplecreditscore.com         -Scam credit score site!
+* hxxp://www.freetriplecreditscore.com         -Scam credit score site!
 == How to Prevent Identity Theft ==

← Older revision		Revision as of 01:13, 2 June 2010
Line 13:		Line 13:

	Account takeover Identity Theft refers to the type of situation where an imposter uses the stolen [[Personally Identifiable Information (PII)\|personal information]] to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up. [http://www.identitytheftcreditfraud.com/]		Account takeover Identity Theft refers to the type of situation where an imposter uses the stolen [[Personally Identifiable Information (PII)\|personal information]] to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up. [http://www.identitytheftcreditfraud.com/]
		+
		+	==== Common Examples ====
		+
		+	A common way a thief gets your identity is through site promising to show you your credit report/score for free. All of these sites are SCAMS! No site has the ability to give you your credit report for free (One exception is under federal law when a company takes adverse action against you, such as denying your application for credit - but these sites will not do it). The following sites promising "free credit reports/scores" are all scams.
		+
		+	hxxp://www.free3bureaucreditreport.com -Scam credit report site!
		+	hxxp://www.freecreditreport.com -Scam credit report site!
		+	hxxp://www.nationalcreditreport.com -Scam credit report site!
		+	hxxp://www.freescore.com -Scam credit score site!
		+	hxxp://www.freetriplescore.com -Scam credit score site!
		+	hxxp://www.freetriplecreditscore.com -Scam credit score site!
		+
		+	The only site that will lawfully give you your credit report is http://www.annualcreditreport.com Call toll free at 877-322-8228.