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An apparent "news" story "New Rule Leaves Drivers Furious & Shocked" in a city near where I live led to this advertisement for car insurance. The title suggested that a new government regulation had started. It was not a new government rule or regulation. "So, what is the "One Simple Rule?" NEVER buy insurance without comparing all of the discounts online first." A link from this page led to FreeRateReport.com. That page asks for some personal information and has a "compare" button. The fine print refers to a "submit" button. The fine print at the bottom of the page said, "By clicking submit I authorize up to eight insurance companies or their agents to contact me using this information to provide quotes where permitted by law. I understand that for the purposes of the National Do Not Call registry, this constitutes an existing business relationship, allowing this website and its partners to contact me for up to 90 days after this request. Insurance companies or their agents may confirm my information through the use of a consumer report, which may include my credit score and driving record, of which I authorize this website and its partners to obtain. I have read and understand the privacy policy and terms and conditions of this website." "FreeRateReport.com is a service of *****LLC". The "Privacy Policy" of *****LLC contains the following: "By submitting a quote request, you authorize ***** LLC to provide your information to insurance agents, both local and national. You also authorize ***** LLC to provide your information to one of our third party agent networks in the event that our primary agent network has few or no agents in your zip code. You authorize these agent networks to share your information with their vendors, suppliers, and insurance carriers in order to generate information for your quotes. By submitting a quote request, you acknowledge that ***** LLC’ s service requires you to agree that our partner companies may obtain a consumer report or credit score from a consumer reporting agency (also known as a credit bureau) and that these partner companies do not have the right to obtain a consumer report or credit score without your written instruction which you are granting by clicking the submit button. Accordingly, by submitting a quote request you instruct consumer reporting agencies to provide a consumer report or credit score on you to these partner companies if requested within a reasonable date from the time you submit information to QuoteWizard.com LLC. In the event that one of our partner companies obtains this credit information that partner company will not share this information with any other party, including insurance carriers, but insurance carriers may elect to obtain credit information on their own in connection with the quoting and underwriting of the requested insurance. Where permitted by law, some insurance companies or their agents may confirm your information, through the use of consumer reports, which may include credit score and driving record. By submitting a quote request, you also authorize QuoteWizard.com LLC to provide the information submitted in the quote request to third party marketing partners so that they can market related products or services to you. If you do not want us to make your information available to these companies, you can click here to unsubscribe."
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