Безопасен ли healthcare.gov?

I want an update. I got spam mail by gov website. All are warning me how it will end. Two email I got is a lie. That told me this. The estimated average penalty for not having insurance in 2016 is $969 That is not true, and I feel that was a scary temp getting me sign up. DO NOT TRUST EMAIL! Info may be wrong. Website self-feel way over price. Do your math. Do what it will cost you 10year. Then see what truly cost you if you didn't have healthcare! Now I am going without healthcare again. This may put me in negative for 2016 tax! Stop it now before it messes you! All it take is miss deadline or losing your job at the wrong time! You have been warned!

UPDATE: I'm still getting emails from this site, especially now with Open Enrollment starting soon, and since I was not able to get insurance last year (due to the high cost, mainly) I thought I'd check it out again. I didn't log in so I can't comment on how that part's working; I just used the tool to plug in some data and look at plans. That worked fine; the process was smooth and the pages loaded about as quickly as any site on my 3G broadband connection. I was able to view a few of the plans but didn't go far; my income is still too low to qualify for the subsidy so I still can't afford any of the plans (it's also too high for Medicaid in this state with a Republican governor who didn't expand it). ORIGINAL REVIEW: Still buggy. When I tried to apply I ran into problems with terms I didn't understand, the need to call a *credit bureau* - Experian - to verify my identity - and "technical problems" (their words) that ended a chat session before it was finished. The site was never able to do the identity verification so I downloaded a PDF document with instructions for how to do that; the PDF's file name had spelling errors. I still find it hard to believe that a *government site* would allow that kind of sloppy work; if it had come from any other business they would not have received any business from me. I ended up calling the number and the person I talked to was able to get me plan offerings, which he said meant that the identity verification *had* worked - he said those offerings don't come up until the end of the process. But later in the mail I got a letter from the site with the same information as was in the document with the misspelled file name. So I don't really know what's going on. I was not able to actually sign up because I can't afford *any* of the plans but if that situation changes I will probably do my own research and enroll somewhere without using the site. In other words - I still don't trust it.